What Is Comprehensive Insurance?

By: Kristopher Speegle, Allstate Insurance Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail). If you’re financing or leasing your car, your lender […]

What Is Collision Insurance?

By: Kristopher Speegle, Allstate Insurance Collision insurance is a coverage that helps pay to repair or replace your car if it’s damaged in an accident with another vehicle or object, such as a fence or a tree. If you’re leasing or financing your car, collision coverage is typically required by the lender. If your car is […]

What Is An Insurance Limit?

By: Kristopher Speegle, Allstate Insurance A limit is one of the most important concepts to understand when you’re considering an insurance policy. A coverage limit determines the most an insurance company will pay for a covered claim.  ARE THERE MULTIPLE LIMITS IN AN INSURANCE POLICY? A typical insurance policy is a collection of coverages […]

What Is Liability Insurance?

By: Kristopher Speegle, Allstate Insurance Auto liability insurance is a type of car insurance coverage that’s required by law in most states. If you cause an accident, liability coverage helps pay for the other person’s expenses. There are two types of auto liability coverage that drivers in each state must have: bodily injury liability coverage […]