You may qualify for homeowners insurance discounts if you install certain safety devices that help protect your loved ones and your property.
Your insurer may offer discounts for the following:
1. Deadbolts
You may qualify for a discount on your homeowners insurance if you have deadbolts on all of your exterior doors.
2. Burglar alarm system
For potentially greater savings, consider installing a burglar alarm or a home security system that connects to an outside service, says Jeanne Salvatore of the Insurance Information Institute. “They can alert the authorities and can dispatch police protection immediately,” she says.
3. Fire extinguishers
Having a fire extinguisher on every floor may help you save on your homeowners insurance.
4. Smoke detectors
You may also qualify for a discount on your homeowners insurance if you have smoke detectors on every floor.
5. Sprinkler system
For an extra layer of protection and potentially greater savings, consider installing a home sprinkler system on each floor of your house.
Consider these options to give you both peace of mind and a possible discount on your homeowners insurance policy.
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